ETF portfolios


Self-directed passive investing

ETF portfolios

Four long-term passive investment strategies built from ETFs traded on European exchanges. Choose your risk level and invest regularly.

Invest from €1 4 risk-based strategies Broad diversification Investor protection

Why ETFs?

A simple way to invest in markets worldwide

An ETF ( Exchange-Traded Fund) is a fund whose units trade on an exchange like shares. With a single trade you can buy part of a broad basket of stocks or bonds. More: What is an ETF. For a shorter horizon and the bond ETF angle: short-term investing.

Broad diversification

Diversification. A single fund can hold hundreds or thousands of positions (e.g. global indices). For example, the “FTSE All-World ETF” covers about 3,700 companies from more than 50 countries.

Costs

Costs. Annual fees (TER) of many index ETFs are often a few tenths of a percent — less than typical actively managed funds. Exact figures depend on the fund (often about 0.07–0.30%).

Liquidity

Liquidity. Trading during exchange hours; the price is visible on the market. The fund can be sold on any trading day.

Investor protection

Regulation. The funds mentioned on this page meet UCITS requirements; fund assets are held separately from the manager.

Portfolio selection

Which portfolio suits you best?

Answer 5 short questions about your investment goals, acceptable risk and planned investment horizon.

The quiz is educational. The result is not personal advice. For individual advice, contact a Myriad Capital financial broker.

Investment strategies

Model portfolios

A model portfolio consists of several ETFs whose weights reflect different stock-to-bond ratios. A higher share of stocks = higher volatility and potential long-term return; a higher share of bonds = usually lower volatility.

Historical performance

Portfolio performance 2015 – 2026

Portfolio changes are calculated from their annual returns in euros. Past ≠ future: historical results do not guarantee future returns.

Change in value of €10,000 since the start of 2015

Annual returns by portfolio

Calculator

How much could you accumulate?

Regular investing is a simple way to build and grow wealth consistently. Estimate how a monthly contribution and the chosen investment period could change the final result.

–
Total invested
–
Projected investment growth
–
Projected portfolio value

The portfolio value is calculated using the range of the expected long-term average annual return of the chosen strategy (lower and upper bound), excluding transaction commissions and other fees. This is an indicative calculator of possible results. Actual results may differ significantly depending on market conditions and other factors.

Fund list

ETF funds

Below is a list of the ETFs most popular among European investors. All funds are registered in the EU and traded in euros on European exchanges. “Acc” – accumulating funds that automatically reinvest dividends. “Dist” – funds that periodically distribute dividends to investors.

Equity ETFs

Bond and money market ETFs

Fund data: “iShares”, “Vanguard”, “DWS” (July 2026). The fund list is for information only and may not be treated as investment advice.
TER (Total Expense Ratio) – the annual percentage of the fund’s management and other operating costs deducted from fund assets.

How to start

How to start

Choose a portfolio by risk, open an investment account and invest a lump sum or regularly. Registration takes about 10 minutes.

1

Choose a portfolio

Set your acceptable risk (quiz or strategy cards) and choose a model ETF portfolio.

2

Open an investment account

Open investment account: know-your-customer questionnaire, identity verification, agreement. Fund your account by bank transfer (euros — free of charge).

3

Invest

Invest a lump sum or regularly. Invest from €1. ETFs and model portfolios are not risk-free — you may lose part of your capital; a bond allocation is not a “guarantee”.

FAQ

Frequently asked questions